My content on the website or the educational materials I provide to you is just that … my content! It is intended only to provide a summary and general overview on matters of interest. It’s not intended to be comprehensive, nor to constitute advice. You should always obtain professional advice, appropriate to your own circumstances, before acting or relying on any of my content.

Although I aim to ensure the my content is up-to-date, there may be delays, errors or omissions that could affect its currency or accuracy. You may also see historical articles and other content I have produced from time to time which, though current at the time of writing, no longer reflect the present state of industry practice.

Finally, unless otherwise indicated, I own the copyright and other intellectual property rights in my content including, where applicable, trade marks. Please don’t infringe those rights. While you may browse or print my content for your non-commercial, personal or internal business use, you must obtain my prior written permission if you’d like to use, copy or reproduce any part of my content for any other purpose. Just ask me … I’ll probably say yes.

For further information, see my website Terms of Use.